An Alternative to Traditional Insurance: Introducing Zion HealthShare

At Pohala Clinic, we believe in putting people first and empowering you to focus on your health without the burden of high costs. That's why we want to introduce you to an alternative to traditional health insurance that aligns with our values: Zion HealthShare.

We know that for many, traditional health insurance can be complicated and expensive. Zion HealthShare is a non-profit medical cost-sharing program designed to be a transparent, affordable, and community-driven alternative.

How Zion HealthShare Works

Instead of paying insurance premiums, members of Zion HealthShare make a monthly contribution to a community fund. This fund is then used to share in the medical costs of other members who have eligible expenses. You choose an Initial Unshareable Amount (IUA) that you are responsible for paying toward a medical need before the community begins to share costs. The community then shares 100% of the remaining eligible expenses for that specific need.

Key Benefits of Zion HealthShare

• Affordability & Efficiency: As a non-profit, Zion HealthShare has lower administrative costs compared to traditional insurance, which helps to keep costs down for members.
• No Network Restrictions: With Zion HealthShare, you have the freedom to choose any healthcare provider, as there are no network restrictions. This means you can continue to see your trusted providers at Pohala Clinic.
• No Enrollment Period: You can join Zion HealthShare at any time, as there are no specific enrollment periods.
• No Lifetime Maximums: The program has no annual or lifetime limits on sharing.
• Welcoming Community: Zion HealthShare fosters a welcoming and compassionate community. They also have excellent customer service.

Important Notice: Zion HealthShare is not an insurance company. Membership in Zion HealthShare is not an insurance policy. It is a medical cost-sharing program. To learn more and view state-specific notices, please visit zionhealthshare.org.

Author

Michael Foster Practice Administrator at Pohala Clinic Retired Federal Law Enforcement Officer & Practice Administrator at Pohala Clinic